{"id":88112,"date":"2026-03-10T01:50:34","date_gmt":"2026-03-10T05:50:34","guid":{"rendered":"https:\/\/litextension.com\/blog\/?p=88112"},"modified":"2026-03-12T22:52:38","modified_gmt":"2026-03-13T02:52:38","slug":"shopify-payment-gateways","status":"publish","type":"post","link":"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/","title":{"rendered":"Top 10 Best Shopify Payment Gateways 2026: A Complete Guide"},"content":{"rendered":"<p>For many merchants, choosing one (or more) <strong>Shopify payment gateways<\/strong> is certainly not the most glamorous part of building a store. A Shopify payment gateway is the system that securely processes customer payments for online stores built on the Shopify platform \u2013 and since there are so many options available, the selection process can feel more confusing than it needs to be!<\/p>\n<p>But no worries. To make it easier for you, this guide will break down the following payment gateways:<\/p>\n<header id=\"ftwp-header\"><\/header>\n<ul>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#1-shopify-payments-best-for-native-payment-solution\"><strong><span class=\"ftwp-text\">1. Shopify Payments<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#2-paypal-best-for-trusted-payment-providers\"><strong><span class=\"ftwp-text\">2. PayPal<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#3-stripe-best-for-flexibility-for-custom-and-global-businesses\"><strong><span class=\"ftwp-text\">3. Stripe<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#4-square-payments-best-for-in-person-payment-solutions\"><strong><span class=\"ftwp-text\">4. Square Payments<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#5-adyen-best-for-enterprise-level-payment-gateways-for-global-commerce\"><strong><span class=\"ftwp-text\">5. Adyen<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#6-amazon-pay-best-for-familiar-checkout-experiences\"><strong><span class=\"ftwp-text\">6. Amazon Pay<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#7-klarna-best-for-buy-now-pay-later-solutions\"><strong><span class=\"ftwp-text\">7. Klarna<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#8-authorize-net-best-for-security-for-advanced-billing-needs\"><strong><span class=\"ftwp-text\">8. Authorize.net<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#9-skrill-best-for-wallet-based-solutions-for-international-sales\"><strong><span class=\"ftwp-text\">9. Skrill<\/span><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/litextension.com\/blog\/shopify-payment-gateways\/#10-opayo-formerly-sage-pay-best-for-uk-and-eu-merchants\"><strong><span class=\"ftwp-text\">10. Opayo (formerly Sage Pay)<\/span><\/strong><\/a><\/li>\n<\/ul>\n<p>Let\u2019s get started!<\/p>\n<hr \/>\n<h2>Top 10 Best Shopify Payment Gateways 2026<\/h2>\n<p>Though Shopify supports more than 100 payment gateways worldwide, only a handful consistently rise to the top for reliability, including <strong>Shopify Payments, PayPal, Stripe, Square Payments, Adyen, Amazon Pay, Klarna, Authorize.net, Skrill, and Opayo.<\/strong><\/p>\n<p>Let\u2019s take a closer look!<\/p>\n<div class=\"wptb-table-container wptb-table-88115\"><div class=\"wptb-table-container-matrix\" id=\"wptb-table-id-88115\" data-wptb-version=\"1.4.10\" data-wptb-pro-status=\"false\"><table class=\"wptb-preview-table wptb-element-main-table_setting-88115\" data-reconstraction=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-table-tds-sum-max-width=\"525\" data-wptb-cells-width-auto-count=\"4\" data-wptb-horizontal-scroll-status=\"false\" data-wptb-extra-styles=\"LyogRW50ZXIgeW91ciBjdXN0b20gQ1NTIHJ1bGVzIGhlcmUgKi8=\" role=\"table\" data-table-columns=\"4\"><tbody><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-597\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p style=\"text-align: left;\"><strong>Name<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-598\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Key Features<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-599\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Fee Estimation<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-600\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Best For<\/strong><\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"1\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-601\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Shopify Payments<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"1\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-602\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\"><p> &bull; Native Shopify integration&nbsp;<br>&bull; Shop Pay one-click checkout&nbsp;<br>&bull; Local currency support&nbsp;<br>&bull; Crypto-friendly (USDC)&nbsp;<br>&bull; Unified reporting<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"1\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-603\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\"><p> Included in Shopify plan; ~2.5%&ndash;2.9% + 30&cent; depending on plan<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"1\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-604\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Shopify merchants wanting the smoothest, fee-efficient setup<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-605\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>PayPal<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-606\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\"><p>&bull; PayPal Checkout button<br>&bull; Buyer & seller protection<br>&bull; Supports wallets, bank payments, cards<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-607\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\"><p> ~3.49% + fixed fee; cards ~2.99% + fee; cross-border +1.5%<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-608\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Stores targeting global audiences & customers who prefer PayPal<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-609\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Stripe<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-610\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Advanced APIs&nbsp;<br>&bull; Multi-currency support (135+)<br>&bull; Subscription billing&nbsp;<br>&bull; Stripe Radar fraud tools&nbsp;<br>&bull; Supports local payment methods<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-611\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> Online ~2.9% + 30&cent;; in-person ~2.7% + 5&cent;; intl cards +1.5%; FX +1%<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-612\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Businesses needing customization, subscriptions, or marketplace tools<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-613\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Square Payments<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-614\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Robust POS hardware<br>&bull; Appointment tools<br>&bull; Offline payments<br>&bull; Unified online&ndash;POS inventory<br>&bull; Mobile Tap to Pay<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-615\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> In-person ~2.6% + 15&cent;; online ~2.9% + 30&cent;; keyed-in ~3.5% + 15&cent;<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-616\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Service businesses, salons, retail stores relying heavily on POS<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"5\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-617\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Adyen<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"5\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-618\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Global local-payment support<br>&bull; Dynamic routing for higher approval<br>&bull; RevenueProtect fraud suite <\/p><p>&bull; Unified commerce tracking<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"5\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-619\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> Base ~13&cent; + variable interchange (e.g., Mastercard: interchange + 0.6%)<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"5\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-620\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Enterprise or global merchants needing international coverage<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"6\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-621\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Amazon Pay<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"6\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-622\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Amazon login & one-click checkout<br>&bull; Trusted brand <\/p><p>&bull; Mobile-optimized<br>&bull; Built-in fraud protection<br>&bull; Auto-filled addresses & payment details<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"6\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-623\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> ~2.9% + 30&cent; domestic; cross-border +1%<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"6\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-624\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Stores targeting Amazon shoppers & mobile-first buyers<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"7\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-625\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Klarna<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"7\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-626\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Buy Now Pay Later options<br>&bull; Installments & pay-later<br>&bull; Klarna pays merchants upfront<br>&bull; Checkout price breakdown<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"7\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-627\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> ~2.99%&ndash;5.99% + 30&cent; depending on BNPL product<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"7\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-628\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Merchants selling mid\/high-ticket items or wanting higher AOV<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"8\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-629\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Authorize.net<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"8\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-630\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Advanced fraud controls <\/p><p>&bull; Recurring billing & eChecks <\/p><p>&bull; Tokenized customer data <\/p><p>&bull; Supports ACH<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"8\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-631\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> $25\/month + ~2.9% + 30&cent; <\/p><p>OR gateway-only $25\/month + 10&cent;\/transaction + 10&cent; batch fee<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"8\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-632\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Security-focused businesses or companies with recurring billing needs<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"9\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-633\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Skrill<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"9\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-634\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Wallet-based payments<br>&bull; Lower fraud exposure<br>&bull; Good for global buyers<br>&bull; Supports alternative local methods<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"9\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-635\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> Varies; currency conversion up to 4.99%; card deposits up to 2.99%; transfers ~2.99%<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"9\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-636\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>Digital goods, international markets, privacy-focused shoppers<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"10\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-637\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><strong>Opayo<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"10\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-638\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>&bull; Highly reliable gateway<br>&bull; Flat fee pricing<br>Accepts cards + PayPal<br>&bull; Strong UK\/EU support<br>&bull; Online & in-person payments<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"10\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-639\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p> From ~&pound;25\/month; extra transactions ~10&ndash;12p<br><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"10\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-640\" style=\"color: rgb(0, 0, 0); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>UK\/EU merchants wanting reliability and predictable pricing<\/p><\/div><\/div><\/td><\/tr><\/tbody><\/table>\n<\/div><\/div>\n\n<p>In fact, many of these gateways are considered among the best for eCommerce businesses in general, not just Shopify stores. Check out our list of the 10 best <a href=\"https:\/\/litextension.com\/blog\/best-ecommerce-payment-gateways\/\" target=\"_blank\" rel=\"noopener\"><strong>eCommerce payment gateways<\/strong><\/a> here.<\/p>\n<h3>1. Shopify Payments: Best for native payment solution<\/h3>\n<ul>\n<li><strong>Shopify rating: 4.4\/5 from 4900+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88117\" aria-describedby=\"caption-attachment-88117\" style=\"width: 1432px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88117\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/1.webp\" alt=\"shopify-payment-dashboard\" width=\"1432\" height=\"699\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/1.webp 1432w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/1-300x146.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/1-1024x500.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/1-768x375.webp 768w\" sizes=\"(max-width: 1432px) 100vw, 1432px\" \/><figcaption id=\"caption-attachment-88117\" class=\"wp-caption-text\">Everything from fraud analysis to payout scheduling happens natively inside your dashboard.<\/figcaption><\/figure>\n<p><a href=\"https:\/\/litextension.com\/blog\/shopify-payments-review\/\">Shopify Payments<\/a> is among the best ways to accept payments on a Shopify store, as the gateway is built directly into the platform. There\u2019s no external setup, no extra configuration, and (most importantly) no additional transaction fees from Shopify. Everything from fraud analysis to payout scheduling happens natively inside your dashboard, which makes day-to-day financial management much less overwhelming for merchants.<\/p>\n<p>Better yet, Shopify Payments has grown more flexible over the years, now supporting local currencies, major credit cards, digital wallets, and even select cryptocurrencies such as USDC. Merchants don\u2019t need to install any extra gateway to access these options.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Shopify Payments is ideal for merchants who want the simplest, most tightly integrated payment setup possible. If your store runs entirely on Shopify and you prefer to manage payouts, disputes, and reporting from a single dashboard (without dealing with third-party accounts), then this gateway is a natural fit.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Native, code-free integration that activates instantly within your Shopify dashboard<\/li>\n<li>Shop Pay one-click checkout with industry-leading conversion uplift<\/li>\n<li>Unified reporting that combines orders, payouts, returns, and disputes in one view<\/li>\n<li>Built-in support for selling across social channels (FB, IG, TikTok, YouTube) using the same payment system<\/li>\n<li>Automatic currency conversion and local payment routing optimized for the buyer location<\/li>\n<li>Crypto-friendly support for stablecoins like USDC without third-party apps<\/li>\n<\/ul>\n<h4>Fees (estimated)<\/h4>\n<p>Included in Shopify plan; card rates vary by plan:<\/p>\n<ul>\n<li><strong>Basic:<\/strong> ~2.9% + 30\u00a2 online<\/li>\n<li><strong>Shopify (Grow):<\/strong> ~2.7% + 30\u00a2 online<\/li>\n<li><strong>Advanced:<\/strong> ~2.5% + 30\u00a2 online<\/li>\n<\/ul>\n<h3>2. PayPal: Best for trusted payment providers<\/h3>\n<ul>\n<li><strong>PayPal rating: 4.4\/5 from 2600+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88118\" aria-describedby=\"caption-attachment-88118\" style=\"width: 1552px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88118\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/2.webp\" alt=\"paypal-widely-accepted\" width=\"1552\" height=\"737\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/2.webp 1552w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/2-300x142.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/2-1024x486.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/2-768x365.webp 768w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/2-1536x729.webp 1536w\" sizes=\"(max-width: 1552px) 100vw, 1552px\" \/><figcaption id=\"caption-attachment-88118\" class=\"wp-caption-text\">It\u2019s easy to activate and widely accepted across global regions.<\/figcaption><\/figure>\n<p>PayPal remains one of the most recognizable names in digital payments, and that brand familiarity alone can meaningfully influence conversions.<\/p>\n<p>For merchants, PayPal behaves much like an independent checkout option that runs alongside Shopify Payments. It\u2019s easy to activate, easy for customers to use, and widely accepted across global regions. However, PayPal\u2019s fees are higher than those of most other Shopify payment gateways, so it tends to work best as an additional payment option rather than the sole processor.<\/p>\n<h4>Who's this for?<\/h4>\n<p>PayPal is best suited for stores that sell to a broad or international audience, where brand recognition directly affects trust. Still, because of its higher fees, PayPal works best as a secondary payment option, complementing Shopify Payments rather than replacing it.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Instant brand trust: customers can pay without sharing card details with your store<\/li>\n<li>PayPal Checkout button for accelerated checkout from product pages or the cart<\/li>\n<li>Strong buyer and seller protection programs that reduce dispute risk<\/li>\n<li>Native tools for recurring billing, subscriptions, and installment payments<\/li>\n<li>Customers can pay using their PayPal balance, bank account, or linked cards<\/li>\n<li>High international adoption, useful for cross-border customers<\/li>\n<\/ul>\n<h4>Fees (estimated)<\/h4>\n<ul>\n<li>PayPal Checkout: ~3.49% + fixed fee<\/li>\n<li>Standard credit\/debit card payments: ~2.99% + fixed fee<\/li>\n<li>Cross-border payments: +1.5%<\/li>\n<li>(Fixed fees vary by currency; USD is typically ~49\u00a2.)<\/li>\n<\/ul>\n<h3>3. Stripe: Best for flexibility for custom and global businesses<\/h3>\n<ul>\n<li><strong>Stripe rating: 4.2\/5 from 430+ users on G2<\/strong><\/li>\n<\/ul>\n<p>Next, we have Stripe, which is known for its developer-friendly approach and has become a favorite among businesses that require advanced customization.<\/p>\n<figure id=\"attachment_88119\" aria-describedby=\"caption-attachment-88119\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88119\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/3.webp\" alt=\"stripe-shopify-integration\" width=\"610\" height=\"496\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/3.webp 610w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/3-300x244.webp 300w\" sizes=\"(max-width: 610px) 100vw, 610px\" \/><figcaption id=\"caption-attachment-88119\" class=\"wp-caption-text\">Stripe integrates well with Shopify and can also operate independently.<\/figcaption><\/figure>\n<p>While it integrates perfectly with Shopify, Stripe operates independently and can support both online and in-person transactions, subscription billing, invoicing, and marketplace payments. Its infrastructure is built for global commerce, supporting 135+ currencies and a wide range of alternative payment methods.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Stripe is a strong choice for businesses that need flexibility beyond standard checkout flows. For instance, if your store involves subscriptions, complex billing logic, marketplaces, or custom payment experiences, Stripe\u2019s infrastructure is built for that level of control.<\/p>\n<p>It\u2019s particularly well-suited for fast-growing or international brands with technical resources, where customization and scalability matter more than simplicity.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Advanced APIs and developer tools suitable for customized payment flows<\/li>\n<li>Stripe Billing for subscription plans, trials, prorated charges, and invoices<\/li>\n<li>Stripe Radar AI-powered fraud detection trained on global transaction data<\/li>\n<li>Support for 135+ currencies and dozens of alternative payment methods (Klarna, iDEAL, Alipay, etc.)<\/li>\n<li>Tools for marketplace payouts and multi-vendor platforms (Stripe Connect)<\/li>\n<li>Real-time reporting, smart retries, and automatic card-update logic<\/li>\n<\/ul>\n<h4>Fees (estimated)<\/h4>\n<ul>\n<li>Online payments: ~2.9% + 30\u00a2<\/li>\n<li>In-person payments: ~2.7% + 5\u00a2<\/li>\n<li>International cards: +1.5%<\/li>\n<li>Currency conversion: +1%<\/li>\n<\/ul>\n<h3>4. Square Payments: Best for in-person payment solutions<\/h3>\n<figure id=\"attachment_88120\" aria-describedby=\"caption-attachment-88120\" style=\"width: 1999px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88120\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/4.webp\" alt=\"square-in-person-setup\" width=\"1999\" height=\"1251\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/4.webp 1999w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/4-300x188.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/4-1024x641.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/4-768x481.webp 768w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/4-1536x961.webp 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/><figcaption id=\"caption-attachment-88120\" class=\"wp-caption-text\">Square is appealing to merchants who want a strong in-person setup.<\/figcaption><\/figure>\n<p>Square began as a simple mobile card reader but has evolved into a robust ecosystem for both online and offline sellers. Its real strength lies in its POS hardware and appointment-based features, which makes it especially appealing to service businesses, local shops, or merchants who want a strong in-person setup alongside their online presence.<\/p>\n<p>To clarify, Shopify stores cannot directly integrate Square Payments for online sales. Nevertheless, Square remains a popular gateway in the broader eCommerce world and is still worth understanding for merchants who operate across multiple platforms.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Square is best for merchants who operate heavily in person (such as retail stores, restaurants, salons, or service-based businesses) and need a powerful POS system alongside online sales. Though it doesn\u2019t directly power Shopify online checkouts, Square is still relevant for multi-platform sellers who want consistent in-person payment workflows across locations.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Wide POS hardware ecosystem, from handheld readers to full countertop registers<\/li>\n<li>Built-in appointment scheduling tools ideal for salons, spas, and service businesses<\/li>\n<li>Offline mode: allows card payments even when the internet drops<\/li>\n<li>Unified inventory that syncs between your POS and online store<\/li>\n<li>Mobile payments from phones\/tablets without extra hardware (Tap to Pay options)<\/li>\n<li>Built-in invoicing system with automatic reminders and digital receipts<\/li>\n<\/ul>\n<h4>Fees (estimated)<\/h4>\n<ul>\n<li>In-person: ~2.6% + 15\u00a2<\/li>\n<li>Online: ~2.9% + 30\u00a2<\/li>\n<li>Manually entered cards: ~3.5% + 15\u00a2<\/li>\n<li>(Subscription options: Free, Plus ~$29\/month, Premium with custom pricing)<\/li>\n<\/ul>\n<h3>5. Adyen: Best for enterprise-level payment gateways for global commerce<\/h3>\n<ul>\n<li><strong>Adyen rating: 3.8\/5 from 30+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88121\" aria-describedby=\"caption-attachment-88121\" style=\"width: 1600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88121\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/5.webp\" alt=\"ayden-fraud-prevention\" width=\"1600\" height=\"986\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/5.webp 1600w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/5-300x185.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/5-1024x631.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/5-768x473.webp 768w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/5-1536x947.webp 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><figcaption id=\"caption-attachment-88121\" class=\"wp-caption-text\">Ayden offers fraud-prevention tools and a unified commerce system.<\/figcaption><\/figure>\n<p>Let's move on to Adyen, one of the powerhouse Shopify payment gateways used by enterprise-level brands that require reliability across dozens of regions and payment types.<\/p>\n<p>Rather than offering a flat rate, Adyen charges a base processing fee plus the specific interchange rate tied to the payment method. This pricing model can be extremely cost-effective for merchants with predictable transaction patterns, but it also requires a clearer understanding of your audience and their preferred payment methods.<\/p>\n<p>Pricing aside, where Adyen truly stands out is its international reach. It supports an extensive list of local payment options (from European debit systems to Asian e-wallets), making it a strong fit for merchants scaling into multiple markets. Plus, its fraud-prevention tools and unified commerce system help businesses track payments across both online and physical channels.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Adyen is designed for enterprise-level businesses with large transaction volumes and international reach. It offers the infrastructure to handle the complexity if your brand operates across multiple countries and relies on local payment methods in each market.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Extensive catalog of local payment methods tailored for multi-region expansion<\/li>\n<li>Smart dynamic routing that sends payments through the most efficient path to boost approval rates<\/li>\n<li>Risk management system (RevenueProtect) with machine-learning fraud scoring<\/li>\n<li>Unified commerce: merges in-store and online payments into a single customer profile<\/li>\n<li>Detailed reporting for global enterprises with multi-market operations<\/li>\n<li>Highly customizable checkout flows for enterprise UX teams<\/li>\n<\/ul>\n<h4>Fees (estimated)<\/h4>\n<ul>\n<li>Base fee: ~13\u00a2 per transaction<\/li>\n<li>Additional cost varies by payment method (e.g., Mastercard: interchange + 0.6%)<\/li>\n<\/ul>\n<h3>6. Amazon Pay: Best for familiar checkout experiences<\/h3>\n<ul>\n<li><strong>Amazon Pay rating: 4.5\/5 from 570+ users on G2<\/strong><\/li>\n<\/ul>\n<p>Amazon Pay brings the convenience of the Amazon checkout experience directly into your Shopify store.<\/p>\n<figure id=\"attachment_88122\" aria-describedby=\"caption-attachment-88122\" style=\"width: 1236px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88122\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/6.webp\" alt=\"amazon-pay-shopify\" width=\"1236\" height=\"1052\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/6.webp 1236w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/6-300x255.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/6-1024x872.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/6-768x654.webp 768w\" sizes=\"(max-width: 1236px) 100vw, 1236px\" \/><figcaption id=\"caption-attachment-88122\" class=\"wp-caption-text\">Shoppers can sign in with their Amazon credentials and complete the purchase.<\/figcaption><\/figure>\n<p>Instead of typing out shipping addresses or credit card numbers, shoppers can sign in with their Amazon credentials and complete the purchase almost instantly. This drastically reduces friction (especially for mobile buyers) because everything from saved payment methods to delivery preferences is already stored within their Amazon profile.<\/p>\n<p>All in all, for brands that serve international shoppers or rely heavily on repeat customers, Amazon Pay can be a powerful way to reduce cart abandonment and offer the kind of optimized checkout experience people expect from top-tier ecommerce platforms.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Amazon Pay is a strong option for stores targeting customers who already shop frequently on Amazon. It works particularly well for brands with repeat customers or international buyers who trust Amazon\u2019s ecosystem.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>One-click Amazon login and checkout with stored payment and shipping details<\/li>\n<li>Trusted brand recognition that enhances buyer confidence<\/li>\n<li>Mobile-friendly express checkout optimized for speed<\/li>\n<li>Support for Amazon address book and payment methods<\/li>\n<li>Strong built-in fraud detection powered by Amazon\u2019s infrastructure<\/li>\n<li>Multi-device consistency for customers logged into Amazon across devices<\/li>\n<\/ul>\n<h4>Fees (estimate)<\/h4>\n<ul>\n<li>Typically ~2.9% + 30\u00a2 per domestic transaction<\/li>\n<li>Cross-border transactions: +1% fee<\/li>\n<li>(Exact fees vary by region and transaction type.)<\/li>\n<\/ul>\n<h3>7. Klarna: Best for Buy now, Pay later solutions<\/h3>\n<ul>\n<li><strong>Klarna rating: 3.1\/5 from 50+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88123\" aria-describedby=\"caption-attachment-88123\" style=\"width: 1897px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88123\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/7.webp\" alt=\"klarna-shopify-app-store\" width=\"1897\" height=\"939\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/7.webp 1897w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/7-300x148.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/7-1024x507.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/7-768x380.webp 768w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/7-1536x760.webp 1536w\" sizes=\"(max-width: 1897px) 100vw, 1897px\" \/><figcaption id=\"caption-attachment-88123\" class=\"wp-caption-text\">Klarna is available on Shopify App Store.<\/figcaption><\/figure>\n<p>Considered one of the best Shopify payment gateways, Klarna reshapes the checkout experience by making flexible payments the default, not the exception.<\/p>\n<p>Specifically, customers can split their purchase into installments or delay payment for a set period. This feature reduces psychological friction and gives shoppers more control over their budget, which is why it's highly recommended for higher-ticket items.<\/p>\n<p>Another perk is that Klarna integrates smoothly into Shopify stores, showing pricing breakdowns directly on product pages and during checkout. Such transparency helps shoppers understand exactly what they\u2019ll owe and when, further contributing to higher purchasing confidence.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Klarna is ideal for merchants selling mid- to high-ticket products where price hesitation is common. You will likely find it particularly effective for fashion, electronics, and lifestyle brands where customers appreciate installment plans.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Multiple \u201cBuy Now, Pay Later\u201d options: pay in full later, split into installments, or financing plans<\/li>\n<li>Klarna-paid purchases give merchants the full amount upfront while Klarna handles the customer\u2019s repayment<\/li>\n<li>In-checkout price breakdowns for improved transparency<\/li>\n<li>Strong risk assessment tools and fraud protection handled by Klarna<\/li>\n<\/ul>\n<h4>Fees (estimate)<\/h4>\n<ul>\n<li>Typically 2.99%\u20135.99% + 30\u00a2 depending on payment option and region<\/li>\n<li>Merchants are charged per successful transaction; no monthly fee in most markets<\/li>\n<\/ul>\n<h3>8. Authorize.net: Best for security for advanced billing needs<\/h3>\n<ul>\n<li><strong>Authorize.net rating: 4.2\/5 from 205+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88124\" aria-describedby=\"caption-attachment-88124\" style=\"width: 1440px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88124\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/8.webp\" alt=\"authorize-longest-gateway\" width=\"1440\" height=\"779\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/8.webp 1440w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/8-300x162.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/8-1024x554.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/8-768x415.webp 768w\" sizes=\"(max-width: 1440px) 100vw, 1440px\" \/><figcaption id=\"caption-attachment-88124\" class=\"wp-caption-text\">Authorize.net is one of the longest-standing payment gateways.<\/figcaption><\/figure>\n<p>Since its release, Authorize.net has become one of the longest-standing payment gateways in eCommerce. Backed by Visa, it\u2019s understandably appealing to merchants who need more control over fraud filters, customer data storage, or recurring billing setups than modern lightweight gateways usually provide.<\/p>\n<p>Unlike newer wallet-style gateways, Authorize.net behaves like a full-service processor with detailed customization options. Merchants can create sophisticated billing cycles, securely store tokenized customer information, and enable eChecks or subscription payments, all from one interface.<\/p>\n<p>Of course, the trade-off is price: Authorize.net isn\u2019t the cheapest option, and merchants usually pay both a monthly fee and processing fees.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Authorize.net is best for businesses that prioritize control and security over simplicity. This gateway is commonly used by established businesses or regulated industries where payment customization is critical, meaning they require advanced fraud filters, recurring billing, ACH payments, etc.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Advanced fraud protection suite (including customizable filters and velocity controls)<\/li>\n<li>Support for recurring billing, subscriptions, and secure customer data storage<\/li>\n<li>Compatibility with eChecks (ACH payments)<\/li>\n<li>Tokenized card storage for returning customers<\/li>\n<li>Detailed reporting and batch processing tools<\/li>\n<li>Suitable for high-risk or security-sensitive industries<\/li>\n<\/ul>\n<h4>Fees (estimate)<\/h4>\n<ul>\n<li>Gateway + merchant account: $25\/month + ~2.9% + 30\u00a2<\/li>\n<li>Gateway only: $25\/month + 10\u00a2 per transaction + 10\u00a2 daily batch fee<\/li>\n<\/ul>\n<h3>9. Skrill: Best for wallet-based solutions for international sales<\/h3>\n<ul>\n<li><strong>Skrill rating: 3.4\/5 from 60+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88125\" aria-describedby=\"caption-attachment-88125\" style=\"width: 761px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88125\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/9.webp\" alt=\"skrill-not-sharing-credentials\" width=\"761\" height=\"700\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/9.webp 761w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/9-300x276.webp 300w\" sizes=\"(max-width: 761px) 100vw, 761px\" \/><figcaption id=\"caption-attachment-88125\" class=\"wp-caption-text\">Skrill lets customers pay without directly sharing credit card details.<\/figcaption><\/figure>\n<p>Also regarded by many as one of the best Shopify payment gateways, Skrill offers a streamlined way for customers to pay without directly sharing credit card details with merchants. Instead, payments route through the customer\u2019s Skrill wallet, which can be funded by a bank account, cards, or other local payment methods.<\/p>\n<p>For Shopify merchants, Skrill can reduce exposure to fraud and chargebacks because many risk-related elements are handled by Skrill itself. Hence, it's quite attractive for digital goods, gaming-related products, or international sales where fraud rates tend to run higher. Skrill is also recognized for competitive pricing compared to traditional card processors, including cross-border transactions.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Skrill is well-suited for stores operating in international or higher-risk markets, such as digital goods, gaming, or cross-border sales. Plus, if reducing direct exposure to card data and chargebacks is a priority, Skrill\u2019s wallet-based model can be advantageous.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Wallet-based payments that limit exposure to stolen card data<\/li>\n<li>Lower-than-average processing fees for many markets<\/li>\n<li>Strong international coverage and support for alternative local payment methods<\/li>\n<li>High-level fraud protection with built-in risk screening<\/li>\n<li>Simple setup and widely recognized in EU markets<\/li>\n<\/ul>\n<h4>Fees (estimate)<\/h4>\n<ul>\n<li>Skrill fees vary by transaction type, but generally involve:<\/li>\n<li>Costs for currency conversion (up to 4.99% markup)<\/li>\n<li>Credit card deposits (up to 2.99%)<\/li>\n<li>Skrill-to-Skrill transfers (around 2.99% for standard users).<\/li>\n<\/ul>\n<h3>10. Opayo (formerly Sage Pay): Best for UK and EU merchants<\/h3>\n<ul>\n<li><strong>Opayo rating: 4.2\/5 from 35+ users on G2<\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_88126\" aria-describedby=\"caption-attachment-88126\" style=\"width: 994px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88126\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/10.webp\" alt=\"opayo-sage-pay\" width=\"994\" height=\"424\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/10.webp 994w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/10-300x128.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/10-768x328.webp 768w\" sizes=\"(max-width: 994px) 100vw, 994px\" \/><figcaption id=\"caption-attachment-88126\" class=\"wp-caption-text\">Opayo used to be called Sage Pay.<\/figcaption><\/figure>\n<p>Last but not least, we have Opayo, another long-trusted payment provider.<\/p>\n<p>One of Opayo\u2019s strengths is its flexibility: merchants can accept payments through debit cards, credit cards, and even PayPal through unified processing. The platform also supports both online and in-person transactions, meaning brands with retail locations or multichannel sales operations can consolidate their payment workflow under one provider.<\/p>\n<h4>Who's this for?<\/h4>\n<p>Opayo is a solid choice for UK and EU merchants looking for a reliable, long-established gateway with predictable pricing. We also recommend it for businesses with both online and in-store operations that want consistency across channels.<\/p>\n<h4>Features<\/h4>\n<ul>\n<li>Highly reliable gateway with excellent uptime and fraud prevention tools<\/li>\n<li>Flat-fee pricing structures that simplify budgeting<\/li>\n<li>Supports card payments and popular e-wallets (including PayPal)<\/li>\n<li>Strong customer support and well-established UK\/EU presence<\/li>\n<li>Offers both online and in-store payment capabilities<\/li>\n<\/ul>\n<h4>Fees (estimate)<\/h4>\n<ul>\n<li>Typical packages start around \u00a325\/month with a fixed number of transactions included<\/li>\n<li>Additional transactions often charged at ~10\u201312p each<\/li>\n<\/ul>\n<hr \/>\n<h2>Why Do You Need A Shopify Payment Gateway?<\/h2>\n<p>You need a Shopify payment gateway to <strong>securely process online payments, acting as the crucial link between customer card details and financial institutions, enabling you to accept credit cards, digital wallets, and more.<\/strong><\/p>\n<h3>Securely process online payments<\/h3>\n<p>A Shopify payment gateway is responsible for handling the entire payment transaction flow, from the moment a customer enters their card or wallet details to the point where funds are approved and transferred to your account. It encrypts sensitive information, communicates with payment processors, card networks, and issuing banks, and ensures that data is never exposed to your store\u2019s servers.<\/p>\n<p>This function matters because payment data is one of the most sensitive types of customer information. Hence, by using a proper gateway, you offload the technical and legal responsibility of handling this data to a certified provider, which, in turn, reduces your risk while still offering a seamless checkout experience.<\/p>\n<h3>Enable cashless transactions and make sales possible<\/h3>\n<p>In modern eCommerce, almost every transaction is cashless. Customers expect to pay using credit cards, digital wallets, or flexible payment options like Buy Now, Pay Later. Without a payment gateway, your Shopify store simply cannot accept these payments, meaning no orders can be completed even if demand exists!<\/p>\n<p>In short, a payment gateway turns browsing intent into real revenue. It ensures that when a customer clicks \u201cPay now,\u201d the transaction actually goes through smoothly, without errors, delays, or failed authorizations that could cost you the sale.<\/p>\n<h3>Build trust and reduce checkout abandonment<\/h3>\n<p>When customers feel uncertain about payment security, they hesitate (or worse, abandon their cart entirely).<\/p>\n<p>Since checkout is the most sensitive stage of the customer journey, trust plays a decisive role here. A reliable payment gateway allows you to display familiar payment methods, security badges, and well-known brands that reassure shoppers their money and data are safe. As a result, it encourages customers to complete their purchase and, ultimately, eliminates any lingering doubt.<\/p>\n<hr \/>\n<h2>How Does Shopify Payment Gateways Work?<\/h2>\n<p>Shopify payment gateways securely process customer payments by encrypting details, sending them to a processor, getting bank authorization, and then settling funds to the merchant, all while keeping the buyer and seller connected via the Shopify admin for order management and payouts.<\/p>\n<p>Essentially, they act as a secure digital checkout, handling everything from card entry to bank transfers, ensuring PCI compliance and fraud checks. Let's see how the process works step-by-step:<\/p>\n<ol>\n<li><strong>Checkout initiation<\/strong>: A customer adds items to their cart and proceeds to checkout, entering their details.<\/li>\n<li><strong>Payment details entry:<\/strong> At the payment step, the customer chooses a method (card, Shop Pay, Apple Pay, etc.) and enters their information.<\/li>\n<li><strong>Encryption & transmission:<\/strong> The gateway encrypts this sensitive data (like card numbers) to prevent interception and sends it to a payment processor.<\/li>\n<li><strong>Authorization request<\/strong>: The processor acts as a messenger, sending the request to the card networks (Visa, Mastercard) and the customer's issuing bank for approval.<\/li>\n<li><strong>Fraud check:<\/strong> The gateway and processor may perform quick fraud checks.<\/li>\n<li><strong>Response & confirmation:<\/strong> The customer's bank sends an approval or denial back through the network to the processor, then to the gateway, and finally to your Shopify store.<\/li>\n<li><strong>Fund settlement<\/strong>: If approved, the bank deducts funds, and the gateway facilitates the transfer to your linked bank account (often via Shopify Payments).<\/li>\n<\/ol>\n<hr \/>\n<h2>5 Features to Look for in a Shopify Payment Gateway<\/h2>\n<p>When choosing a Shopify payment gateway, focus on <strong>Multiple payment methods, Transparent Fees, Global Support, Fast Settlement, and Strong Customer Support:<\/strong><\/p>\n<h3>Accepted payment methods and multi-currency support<\/h3>\n<p>One of the first things to assess is whether a payment gateway supports the payment methods your customers actually use.<\/p>\n<p>At a minimum, it should accept major credit and debit cards such as Visa, Mastercard, and American Express. Beyond that, support for digital wallets, local payment methods, or alternative options can significantly improve checkout completion, especially for international audiences.<\/p>\n<p>In addition, multi-currency support is equally important if you sell across borders; letting customers pay in their local currency removes uncertainty around conversion rates and final pricing. Instead of forcing buyers to do mental math or rely on their bank\u2019s exchange rate, the gateway handles conversion automatically, which creates a smoother and more trustworthy checkout experience.<\/p>\n<h3>Transparency of costs and transaction fees<\/h3>\n<p>Secondly, pricing should be easy to understand before you process a single payment. A reliable Shopify payment gateway clearly outlines all potential charges, including setup costs, monthly fees, and per-transaction rates, without hiding additional surcharges in the fine print.<\/p>\n<p>What matters most is how those fees scale with your business. A gateway that looks affordable at low volume may become expensive as order counts increase. Therefore, evaluating costs based on your average order value and monthly sales helps ensure that fees remain predictable and that profit margins stay intact as your store grows.<\/p>\n<h3>Worldwide availability<\/h3>\n<figure id=\"attachment_88403\" aria-describedby=\"caption-attachment-88403\" style=\"width: 889px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88403\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/Stripe-global-availability.webp\" alt=\"shopify-gateways-availability\" width=\"889\" height=\"558\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/Stripe-global-availability.webp 889w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/Stripe-global-availability-300x188.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/Stripe-global-availability-768x482.webp 768w\" sizes=\"(max-width: 889px) 100vw, 889px\" \/><figcaption id=\"caption-attachment-88403\" class=\"wp-caption-text\">You should choose a gateway with broad geographic coverage.<\/figcaption><\/figure>\n<p>A payment gateway should support not only where your business is registered, but also where your customers are located. Some providers operate in limited regions or restrict certain countries entirely, which can quietly limit your expansion plans.<\/p>\n<p>That's why you should choose a gateway with broad geographic coverage, so that your team can easily enter new markets without rebuilding your checkout later. Even if you start locally, global availability ensures that your payment infrastructure won\u2019t become a barrier when international demand increases.<\/p>\n<h3>Recurring billing and payout holding time<\/h3>\n<p>For subscription-based or membership-driven stores, recurring billing support is extremely essential. A capable payment gateway automates scheduled charges, handles failed payment retries, and securely stores customer payment information without requiring manual intervention.<\/p>\n<p>Likewise, payout holding time is just as important. Understanding how quickly a gateway settles payments helps you manage cash flow more effectively and avoid operational bottlenecks. Some gateways delay access to funds for several days, which can affect inventory planning and marketing spend; avoid such gateways at all costs.<\/p>\n<h3>Ease of onboarding and customer support<\/h3>\n<p>Finally, even the most powerful payment gateway should be easy to set up and manage. Onboarding should be straightforward, with clear instructions and minimal technical complexity, allowing you to start accepting payments without unnecessary delays.<\/p>\n<p>When issues arise (such as failed transactions, disputes, or payout questions), responsive customer support becomes critical. That way, all problems will be resolved quickly, preventing payment issues from turning into customer-facing disruptions for your store.<\/p>\n<hr \/>\n<h2>Bonus: How to Add Multiple Shopify Payment Gateways<\/h2>\n<p>Here's the good news for merchants who can\u2019t decide on just one gateway: Shopify doesn\u2019t limit you to a single option!<\/p>\n<p>To enable several Shopify payment gateways at the same time, simply <strong>add each provider through your Shopify Payments settings, configure them individually, and activate them side by side:<\/strong><\/p>\n<h3>Step 1. Open the Payment Settings in your Shopify Admin<\/h3>\n<p>First, navigate to the bottom-left corner and select<strong> Settings,<\/strong> which opens the main configuration panel for your store.<\/p>\n<p>From here, choose <strong>Payments<\/strong> to access the area where all your active and available payment providers are managed. This section is where Shopify displays your current gateway setup and where you\u2019ll control any additional providers you want to offer your customers.<\/p>\n<figure id=\"attachment_88128\" aria-describedby=\"caption-attachment-88128\" style=\"width: 1079px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88128\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/12.webp\" alt=\"shopify-settings-payments\" width=\"1079\" height=\"522\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/12.webp 1079w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/12-300x145.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/12-1024x495.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/12-768x372.webp 768w\" sizes=\"(max-width: 1079px) 100vw, 1079px\" \/><figcaption id=\"caption-attachment-88128\" class=\"wp-caption-text\">Go to Settings &gt; Payments.<\/figcaption><\/figure>\n<h3>Step 2. Choose and configure additional Shopify payment gateways<\/h3>\n<p>Now, inside the Payments page, you\u2019ll find an option labeled <strong>Add payment methods.<\/strong> Click this to open Shopify\u2019s directory of supported payment providers.<\/p>\n<figure id=\"attachment_88129\" aria-describedby=\"caption-attachment-88129\" style=\"width: 1053px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88129\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/13.webp\" alt=\"shopify-add-payment-method\" width=\"1053\" height=\"459\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/13.webp 1053w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/13-300x131.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/13-1024x446.webp 1024w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/13-768x335.webp 768w\" sizes=\"(max-width: 1053px) 100vw, 1053px\" \/><figcaption id=\"caption-attachment-88129\" class=\"wp-caption-text\">Click \u201cAdd payment methods.\u201d<\/figcaption><\/figure>\n<p>You can then search by payment method (if you already know what type of solution you want to offer) or search directly by provider name if you already have a processor in mind.<\/p>\n<p>When you select a gateway, Shopify will display the requirements and setup instructions specific to that provider. Follow the prompts, enter any required account credentials, and complete the configuration so Shopify can link your store to the gateway properly.<\/p>\n<figure id=\"attachment_88130\" aria-describedby=\"caption-attachment-88130\" style=\"width: 793px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88130\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/14.webp\" alt=\"shopify-set-up-gateways\" width=\"793\" height=\"443\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/14.webp 793w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/14-300x168.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/14-768x429.webp 768w\" sizes=\"(max-width: 793px) 100vw, 793px\" \/><figcaption id=\"caption-attachment-88130\" class=\"wp-caption-text\">Search the payment method\/provider you desire and follow the setup prompts.<\/figcaption><\/figure>\n<h3>Step 3. Activate the gateways and verify they appear at checkout<\/h3>\n<p>Once each gateway has been configured, the final step is to activate them!<\/p>\n<figure id=\"attachment_88131\" aria-describedby=\"caption-attachment-88131\" style=\"width: 907px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-88131\" src=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/15.webp\" alt=\"shopify-activate-gateway\" width=\"907\" height=\"479\" srcset=\"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/15.webp 907w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/15-300x158.webp 300w, https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/15-768x406.webp 768w\" sizes=\"(max-width: 907px) 100vw, 907px\" \/><figcaption id=\"caption-attachment-88131\" class=\"wp-caption-text\">Activate the payment gateway.<\/figcaption><\/figure>\n<p>Shopify will allow you to enable multiple gateways simultaneously, and each active option will appear during checkout whenever its conditions are met (for example, region, currency, or customer device). After enabling the providers, remember to perform a quick test checkout to ensure that all payment options display correctly and function as expected.<\/p>\n<hr \/>\n<h2>Shopify Payment Gateways: FAQs<\/h2>\n<div id=\"rank-math-rich-snippet-wrapper\"><div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-1\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which payment gateway is best for Shopify?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The best Shopify payment gateway depends on your needs. Shopify Payments is best for simplicity and built-in features, Stripe excels for global reach\/subscriptions with developer tools, PayPal offers brand recognition and trust, while Adyen\/Airwallex are great for large, international sellers needing multi-currency handling, and Square suits omnichannel (online\/in-person) businesses.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-2\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much does Shopify take from a $100 sale?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Shopify takes $3.20 from a $100 sale on the Basic plan using Shopify Payments (2.9% + $0.30). However, the exact fee varies by your Shopify plan and payment method, with higher-tier plans like Shopify and Advanced offering lower rates (e.g., $2.80-$3.00 on Advanced). Using third-party gateways also add extra charges.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-3\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Why is Stripe no longer on Shopify?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Stripe isn't exactly gone from Shopify. Rather, in regions where Shopify Payments (Shopify's own payment system) is available, Stripe often disappears as a separate, standalone gateway because Shopify Payments uses Stripe's underlying technology, effectively replacing it.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-4\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What payment systems work with Shopify?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Shopify works with a vast array of payment systems, led by its native Shopify Payments (including Shop Pay), plus major players like PayPal, Stripe, Square, and Amazon Pay, alongside digital wallets (Apple\/Google Pay), and BNPL options (Klarna, Affirm, Afterpay).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-5\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many Shopify payment gateways are there? <\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Shopify offers its own integrated system, Shopify Payments, and supports integrations with over 100 third-party payment gateways globally, including major ones like PayPal, Stripe, Adyen, and local options.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-6\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does Shopify accept HSA cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, Shopify supports HSA and FSA card payments, but it is not automatic. You must use Shopify Payments and meet strict requirements, such as having at least 90% of sales as eligible medical products.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-7\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is Shopify's payment gateway?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Shopify Payments is the recommended, built-in, and easiest-to-set-up gateway, offering lower fees, instant setup, and no third-party transaction fees.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<hr \/>\n<h2>Final Words<\/h2>\n<p><strong>Shopify payment gateways<\/strong> play a central role in how customers experience your Shopify store, from the moment they decide to check out to the moment their payment is approved. By understanding the strengths of each gateway and applying the selection criteria we\u2019ve discussed, you can build a checkout experience that feels reliable, intuitive, and tailored to your audience!<\/p>\n<p>For more tips and guidance, check out our <a href=\"https:\/\/litextension.com\/blog\/ecommerce-platforms\/shopify\/\" target=\"_blank\" rel=\"noopener\"><strong>Shopify blogs<\/strong><\/a> and join our <a href=\"https:\/\/www.facebook.com\/groups\/litextensioncommunity\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Facebook Community<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For many merchants, choosing one (or more) Shopify payment gateways is certainly not the most glamorous part of building a store. A Shopify payment gateway is the system that securely processes customer payments for online stores built on the Shopify platform \u2013 and since there are so many options available, the selection process can feel [&hellip;]<\/p>\n","protected":false},"author":72,"featured_media":88135,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tpgb_global_settings":"","ub_ctt_via":"","inline_featured_image":false,"_uag_custom_page_level_css":"","footnotes":"","jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[]},"categories":[16620,16621],"tags":[],"table_tags":[],"featured_image_src":"https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways.webp","author_info":{"display_name":"Aurora Hoang","author_link":"https:\/\/litextension.com\/blog\/author\/auroraduong\/"},"tpgb_featured_images":{"full":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways.webp",1617,1067,false],"tp-image-grid":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-700x700.webp",700,700,true],"thumbnail":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-150x150.webp",150,150,true],"medium":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-300x198.webp",300,198,true],"medium_large":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-768x507.webp",768,507,true],"large":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-1024x676.webp",1024,676,true],"default":"https:\/\/litextension.com\/blog\/wp-content\/plugins\/the-plus-addons-for-block-editor\/assets\/images\/tpgb-placeholder.jpg"},"tpgb_post_meta_info":{"get_date":"Mar, 2026","category_list":{"category":[{"term_id":16620,"name":"Ecommerce Platforms","slug":"ecommerce-platforms","term_group":0,"term_taxonomy_id":16620,"taxonomy":"category","description":"<span style=\"color: #808080\"><em>Welcome to our eCommerce platform reviews category, where you'll find expert insights on the top players in the industry. Whether you're a seasoned online seller or just getting started, our eCommerce platform reviews category is a must-read!<\/em><\/span>","parent":0,"count":413,"filter":"raw"},{"term_id":16621,"name":"Shopify","slug":"shopify","term_group":0,"term_taxonomy_id":16621,"taxonomy":"category","description":"","parent":16620,"count":134,"filter":"raw"}],"post_tag":false,"post_format":false,"table_tags":false},"author_name":"Aurora Hoang","author_url":"https:\/\/litextension.com\/blog\/author\/auroraduong\/","author_email":"aurora@litextension.com","author_website":"https:\/\/litextension.com\/blog","author_description":"Meet Aurora, our true Shopify geek, who's passionate about sharing her knowledge and helping businesses thrive online.","author_facebook":"","author_twitter":"","author_instagram":"","author_role":["editor"],"author_firstname":"Aurora","author_lastname":"Hoang","user_login":"auroraduong","author_avatar":"<img alt='' src='https:\/\/litextension.com\/blog\/wp-content\/uploads\/2023\/11\/author-aurora-hoang-150x150.jpg' srcset='https:\/\/litextension.com\/blog\/wp-content\/uploads\/2023\/11\/author-aurora-hoang-150x150.jpg 2x' class='avatar avatar-200 photo' height='200' width='200' \/>","author_avatar_url":"https:\/\/secure.gravatar.com\/avatar\/c062aa0b18572c2a49cc1f48a6790e0c?s=96&d=mm&r=g","comment_count":0,"post_likes":0,"post_views":0},"tpgb_post_category":{"category":"<a href=\"https:\/\/litextension.com\/blog\/ecommerce-platforms\/\" alt=\"Ecommerce Platforms\" class=\"category-ecommerce-platforms\">Ecommerce Platforms<\/a> <a href=\"https:\/\/litextension.com\/blog\/ecommerce-platforms\/shopify\/\" alt=\"Shopify\" class=\"category-shopify\">Shopify<\/a> "},"uagb_featured_image_src":{"full":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways.webp",1617,1067,false],"thumbnail":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-150x150.webp",150,150,true],"medium":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-300x198.webp",300,198,true],"medium_large":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-768x507.webp",768,507,true],"large":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-1024x676.webp",1024,676,true],"1536x1536":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-1536x1014.webp",1536,1014,true],"2048x2048":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways.webp",1617,1067,false],"tp-image-grid":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-700x700.webp",700,700,true],"jnews-360x180":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-360x180.webp",360,180,true],"jnews-750x375":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-750x375.webp",750,375,true],"jnews-1140x570":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-1140x570.webp",1140,570,true],"jnews-120x86":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-120x86.webp",120,86,true],"jnews-350x250":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-350x250.webp",350,250,true],"jnews-750x536":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-750x536.webp",750,536,true],"jnews-1140x815":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-1140x815.webp",1140,815,true],"jnews-360x504":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-360x504.webp",360,504,true],"jnews-75x75":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-75x75.webp",75,75,true],"jnews-350x350":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways-350x350.webp",350,350,true],"jnews-featured-750":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways.webp",750,495,false],"jnews-featured-1140":["https:\/\/litextension.com\/blog\/wp-content\/uploads\/2025\/12\/shopify-payment-gateways.webp",1140,752,false]},"uagb_author_info":{"display_name":"Aurora Hoang","author_link":"https:\/\/litextension.com\/blog\/author\/auroraduong\/"},"uagb_comment_info":0,"uagb_excerpt":"For many merchants, choosing one (or more) Shopify payment gateways is certainly not the most glamorous part of building a store. 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